Secured UK loans for homeowners.
 

Frequently Asked Questions

Frequently asked questions page for UK Loans Only

Frequently asked questions ( FAQ ) page for UK Loans

Welcome to the UK Loans frequently asked questions page. Listed below is a selection of questions that our customers frequently ask. Feel free to click on any question of interest in order to obtain the answer.


Questions:

  1. How much can I borrow?
  2. Can I apply if I have been refused elsewhere?
  3. Can I repay my loan early?
  4. Why must applicants be home owners?
  5. Where can I read more information about loans?
  6. How can I apply for a loan?
  1. Q: How much can I borrow
    1. A: With secured loans you can borrow any amount from £7,500 to £100,000 subject to status.
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  2. Q: Can I apply if I have been refused elsewhere?
    1. A: Yes, because we are Independent Brokers we are able to deal with several different lenders to find you the right product.
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  3. Q: Can I repay my loan early?
    1. A: You can repay the loan back at anytime. The method of calculating the amount of money required on early redemption will be stated in the loan agreement.
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  4. Q: Why must applicants for secured loans be home owners?
    1. A: Applicants for secured loans must be home owners, so that the equity within the property provides collateral against the loan.

      The amount you can borrow will depend on the following:
      1) Your house value and the amount of mortgage you have already.
      2) Your current outgoings including existing credit.
      3) Your household’s income.
      4) Any adverse credit information registered on your credit file.

      These factors will determine the rate of interest that can be offered.
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  5. Q: Where can I read more information about loans?
    1. A: Click here Articles to read more information about different types of loans and other financial topics.
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  6. Q: How can I apply for a loan?
    1. A: Simply, complete the online Loan Application Form for a quick in principle decision.
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    Secured Loans:- Typical 13.5% APR Variable. Our rates vary from 7.9% APR Variable to 19.9% APR Variable. Unsecured Loans:- Typical 19.9% APR Variable. Our rates vary from 7.4% APR Variable to 41% APR Variable. The highest rate is for customers with severe credit problems. All loans are subject to status.

    THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

    We are licensed credit brokers - We are duly registered with the Data Protection Act, 1998, the Consumer Credit Act, 1974 and FISA registered.

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    WHAT CLIENTS SAY

     

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